Key Features of Laptop Sahay Yojana

Under the laptop assistance scheme, the government provides loans with an interest rate of 4%. The loan amount must be repaid in 20 monthly installments. Failure to pay installments on time will result in 2.5% interest penalty. Gujarat state provides financial assistance to SC students to buy new laptops. It is important to note that this scheme is only available to Scheduled Tribe (ST) people.

Eligibility Criteria of Laptop Sahay Yojana

To be eligible for the Laptop Assistance Scheme, applicants must meet the following criteria:

• Student should be a resident of Gujarat state.
• Only SC students can apply for this scheme.
• The applicant must have a certificate confirming their tribal identity.
• The age of the student should be between 18 to 30 years.
• The educational qualification of the student must be minimum standard 12th.
• Neither the applicant nor any member of the family should be employed in a Government Department.
• Applicant’s annual family income should not exceed Rs. 120,000/- (Rs. 150,000/- for urban areas).
• Beneficiary should have computer training certificate or working experience in computer sales store or company/shopping mall/shop.

Benefits of Laptop Sahay Yojana

Under the Computer Loan Scheme, Tribal Development Department provides benefits to ST caste people. For purchase of computers, laptops and various related machines Rs. Loans upto 1,50,000/- are given. The beneficiary needs to contribute 10% of the total loan amount. For instance, if Rs. 40,000 laptop is purchased, the government gives 80% loan, i.e. Rs. 32,000, and the remaining 20%, i.e. Rs. 8,000, the student has to pay.

Documents required for laptop Sahay Yojana

To avail the benefits of Laptop Assistance Scheme, the following documents are required:

• Gujarat Scheduled Caste Certificate (Example of Mamlatdarshree/Social Welfare Officer or Competent Officer)
• Copy of ration card
• Bank account passbook
• Certificate in Computer Training
• Working experience certificate in computer sales store or shop
• Copy of Aadhaar Card
• Proof of property submitted by the applicant (including land or building documents and recent, redundant property card 7/12 and 8-A)
• 7/12 and 8-A of Zamindar-1 or building document and property card
• 7/12 and 8-A of Zamindar-2 or building document and property card
• Details of shop owned/rented as place of business, including rental agreement if applicable
• Government approved valuer valuation report of property submitted by guarantor-1
• Government approved valuer valuation report of property submitted by guarantor-2
• Affidavit on stamp paper of Rs. 20/- by the guarantor
• Government approved valuation report of submitted property

Payment processing and helpline

Laptop assistance is provided to Scheduled Tribes by Gujarat Adijati Nigam, which offers loans with an interest rate of 4% per annum. The loan must be repaid in 20 quarterly installments with interest. In case of delay in payment, an additional 2% penalty will be charged. For any queries or assistance, you can contact the helpline number: (079) 23257552.

How to Apply for Laptop Sahay Yojana?

Follow these steps to apply for Laptop Assistance Scheme:

• Visit Adijati Vikas Nigam Gujarat official website: https://adijatinigam.gujarat.gov.in/.
• Click on the “Apply for Loan” button on the homepage.
• A new page named “Gujarat Adijati Vikas Nigam” will open.
• If you are applying for a loan for the first time, click on “Register Here” to create your personal ID.
• After creating your personal login, enter your login id and password in “Login here”.
• In your personal page, click on “Apply Now” under “My Applications”.
• Select the “Self Employment” button when asked to choose from various schemes.
• Read the conditions carefully and click on “Apply Now”.
• Fill in the application details, including applicant’s property details, loan details and guarantor details.
• In the scheme selection, select “Computer Machine” and fill the loan amount.
• Upload the nominated guarantor’s property details, bank account details and other requested documents.
• After filling all the details online double check and save the application.
• A unique application number will be generated. Be sure to keep a printed copy for your records.
• By following these steps, you can apply for Laptop Sahay Yojana in Gujarat and unlock the benefits of this valuable program.

The aim of the Laptop Sahay Yojana in Gujarat is to bridge the gap between education and technology by providing financial assistance to students in need of laptops. With this scheme, students can get quality education, improve their learning experience and increase their overall academic performance. By following the application process and fulfilling the eligibility criteria, eligible students can avail the scheme and contribute to their personal and academic development.

FAQs

What is the Laptop Assistance Scheme?

Laptop Sahay Yojana is a government initiative in Gujarat that provides financial assistance to students to purchase laptops. 

How much financial aid is available?

Students to buy laptop Rs. 1,50,000, with the government contributing 80% of the amount.

What is the interest rate for the loan?

The loan comes with a low interest rate of 4%.

Can students of other castes apply for the scheme?

No, laptop assistance scheme is available only for Scheduled Tribe (ST) students.

What is the official website for more information?

The official website for laptop assistance scheme is https://adijatinigam.gujarat.gov.in/.