Senior Citizen Savings Scheme

Senior Citizen Savings Scheme is a great investment option for senior citizens if they want to invest to save tax. In it, the investor gets a return of 8 percent. However, the government has increased its investment limit from 15 lakhs to 30 lakhs.

Kisan Vikas Patra

Kisan Vikas Patra is also a risk free investment option with the post office offering you a cool interest rate of 7.2 percent.

Public Provident Fund

Publit Provident Fund is a very popular small savings scheme under which the investor gets a return of 7.1 percent on compounding basis.

National Savings Scheme

National Savings Scheme is a risk free investment option. In which you are given interest at the rate of 7 percent.

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Sukanya Samriddhi Yojana

If you want to invest for your child’s future then you can invest in Sukanya Samriddhi Yojana. You get 8 percent interest on investing in it.