New Savings Plan in Budget: Instead of putting in FD, save here, interest has increased

New Savings Plan in Budget: Instead of putting in FD, save here, interest has increased


If you are planning an investment and you are looking for a scheme with guaranteed returns, then Post Office Scheme can prove to be a better option for you.


  • Post office can be a good option if you are making an investment plan
  • Interest rates in post office schemes are higher than almost all banks
  • People rely more on FD or backing schemes for savings


  If you are planning to invest savings and looking for a scheme with guaranteed returns, Post Office Savings Schemes can be a better option for you. You can also earn good money in Post Office Savings Scheme by managing your money properly.

For savings, most people rely more on bank FDs or other banking schemes. But instead of FD, you can get more benefits from your savings through post office savings schemes. Most post office schemes have higher interest rates than almost all banks. Know about Post Office Savings Schemes:



Post Office Time Deposit Scheme


Post Office Time Deposit Scheme is one of the most popular and small savings schemes. The scheme offers a guaranteed return of 6.7% on five-year fixed deposits. This plan can be renewed every five years, making it an excellent long-term savings option…

Senior Citizen Savings Scheme

This post office scheme has been launched especially for the senior citizens i.e. the elderly. In this scheme you get 8% return on your savings. Apart from this there is no risk whatsoever in investing in this plan. In this you get complete security guarantee.


Monthly Income Plan

In the Monthly Income Savings Plan, you get an increase in interest rate from 6.7% to 7.1%. This is a scheme where you can deposit money in one go and get guaranteed returns every month. In this, your money remains completely safe and is unaffected by market fluctuations. MIS account has to be invested only once. Its maturity is 5 years.


અહીંથી વાંચો સંપુર્ણ ગુજરાતી માહિતી રીપોર્ટ


National Savings Scheme

The interest rate on National Savings Certificate (NSC) has been increased from 6.8% to 7.0%. NSC Minimum Rs. 1000 can be purchased and no limit is set for the maximum investment. That is, you can invest any amount in it. In this you do not need to deposit money for a long time. Your plan matures in 5 years. Interest is compounded annually and guaranteed returns are available.

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